RESPONSIBILITIES

• To take overall and comprehensive responsibility for business targets related to Card products (international debit cards and credit cards) of all customer segments under the responsibility of the RB Division.
• To take overall and comprehensive responsibility for business targets related to Unsecured Lending products (UPL and OD) of all customer segments under the responsibility of the RB Division.
• Take overall and comprehensive responsibility for the management and business development criteria of the Upper mass customer segment.
• Responsible for directing the development of policies, related business processes and promoting business of Card products, unsecured Lending and developing the business Upper-mass segment.
• Advising and assisting the RB Division Head, the bank Board of Directors in the management and development of Card products, Unsecured Loans and the Upper-mass segment.
• Perform other duties as directed by Retail Banking Board of Directors and CEO in each period.

REQUIREMENTS

• Educational Qualifications: University/ Master degree in economics / banking / finance
• Deep understanding of Card/ Unsecured Lending Product Management.
• Having experience in leading card/ unsecured lending business in established international/ local Bank.
• Experience in managing staff, targets, sales, service and processes.
• Having minimum 10-12 years of experience in Card/ Unsecured Lending Business
• Ability to work independently as well as teamwork.
• Ability to analyze, manage time and logical thinking.
• High level of confident, energy & commitment.
• Ability take-a-stand, manage conflicts.
• High personal and professional standards.
• Strong interpersonal, peer relationship skills.
• Effective strategic and business planning skills.
• Ability to prioritize and effectively drive multiple strategies through the business.
• Strong commercial acumen with high competence in negotiating for successful outcome.
• Strong in numeracy and analysis and very results focused.
• Excellent communication skills, including English fluency.
• Team player & ability to lead & motivate a team.
• Ability to travel and work to challenging deadlines to coordinate and influence.